Preparing Single Military Members for Deployment
If you’re a single military member and getting ready to deploy, you might be excited without a care in the world. But there are things for you to think about before you leave. So if you’re single, single-ish, a parent of a single military member, or in a position of influence over one, let’s dig into everything you need to take care of before a deployment.
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Special Guest
Sandra Pinard has been the deployment coordinator at the Esquimalt Military Family Resource Centre for over 15 years.
Highlights
- Financial matters to have in order before you leave.
- Expect the unexpected.
- 10:24 Income tax.
- Legal things to have in place like will and power of attorney.
- Vehicles, driver’s licenses, passports.
- 17:19 Information to share with friends and family members.
- Expectations of communication.
- Pet talk.
- Children talk.
- Importance of developing an Emergency Family Plan.
Quotes
“It can be a challenge for a mom or a dad to have their 19 year old go to off to basic training and then suddenly be shipped across the country. That’s an adjustment for the entire family.” – Sandra Pinard
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Thank you
- This podcast is made possible by funding from True Patriot Love Foundation.
- Thank you to Organized Sound Productions for their help bringing this podcast to life.
Transcript by Otter.ai
Intro
This podcast is made possible by funding from True Patriot Love Foundation.
Sandra
Our hope is really to help military members deploy and stay deployed. Yes, there are occurrences when military members are going to have to be sent home for different reasons. But we want to try to help single members plan for any of those occurrences and at least think about them before they deployed and also to have a bit of reassurance for the military member. You know, the hope is that the member has some reassurance and some confidence that they can go out the door and get their deployment and their training done so that they can come back.
Intro
The military lifestyle is all encompassing. It’s difficult, but rewarding. Dynamic, very, very dynamic. Unpredictable. You are in the Canadian Armed Forces or a family member connected to the military. You know, the lifestyle can be a challenge. The military lifestyle is always changing. In this podcast, we explore the world of deployments, postings and transitions. This is the military lifestyle. Here’s your host, Jon Chabun.
Jon
You’re a single military member and getting ready to deploy. You might be excited without a care in the world. But there are things for you to think about before you leave. So if you’re single, single-ish, a parent of a single military member, or in a position of influence over one, we chat with Sandra Pinard, Deployment Coordinator at the MFRC next.
Jon
So we’re here to talk single members preparing for deployment with Sandra Pinard. Welcome back, Sandra.
Sandra
Thank you.
Jon
I want to share with you a quick story. I did a briefing which is just a presentation a while ago and I spoke with this group military members. And I don’t know why the conversation turned that way. I asked them, what age do you think I am? And they guessed between 28 to 33. Bless them.
Sandra
Wow.
Jon
Yeah, that’s, that’s amazing. So you have to say single members, young members. Smart, brilliant. Eager to please.
Sandra
Great gauge of character. Yeah.
Jon
I have no idea. I provide no mark for this course that they were doing. I don’t know why they were so maybe they’re just like poor judge of age.
Sandra
Maybe it was the hair cut that threw them off.
Jon
But when I talk to them about the MFRC, they get it. They get the MFRC. They understand it. But yeah, in terms of relevance, sometimes they don’t always see it. It’s not applicable maybe right in their life right now. So why should single members, military members prepare for deployment?
Sandra
Well, my first thought when you were talking was I think sometimes single members don’t totally get what is accessible to them because their introduction to the MFRC is quite commonly done during basic training. If they’re lucky and MFRC, staff person from Central Canada, who may not be experienced in all the programs and services that people may have offered at all the different centres. So with our centre, one of the first sort of shocks when military members get posted here is that it’s a heavily deploying base. And single members typically come here and they’re either on course, or they’re posted to a ship and they’re sailing. So for a lot of them, it’s they’ve never had to think about deploying, they’ve never had to think about maybe leaving stuff behind, friends behind. And if they’re early on in their career, this may be one of their first postings they’ve ever had. So for the young single member, we’re here to sort of help them, sort of guide them through what they should be thinking about before they’re about to deploy. You know, typically for someone who has never deployed before or, you know, they’re new to deploying as a single member, you know, they’re not used to having to sort out everything. Maybe they’ve had other people, their parents or a friend or a partner in the past, and now they’ve switched to being a single member. So there’s two sort of trains of thought there. And for the, for the single member, I think a lot of them it’s, they feel like, well, I’m just going to close up, you know, a lock up my door, go ahead down to the ship and off, I go onto a deployment. There are a few things that they need to remember. And we are the experts in that because basically the MFRC is the one has to help them from ashore when things go wrong, that they didn’t prepare for at home.
Jon
So let’s go through a few different things. And I think this could be relevant to single members, but also, it’s probably something that is relevant to everyone. Some things to think about. First off financial matters. What things should they have in order before they leave?
Sandra
You know, we’re sort of that generation where people do all their banking online, a lot of people set up pre authorize payments for their bills. So they may not even be sure exactly how much they’re paying. For example, if their cable bill is pre authorized up to $150, some months, maybe it’s $120 a month that maybe is 80. And if no one sort of really watching their finances, they may not have a clear picture of how much is coming out at any given time. And financially, you really need someone at home and at home could be anywhere in Canada that can access your finances and support you if you need it from sea. The ships are getting much better at having access to the internet. So a lot of military members can, you know, maybe under the impression that just do all their banking online from the ships, which is absolutely the hope and the plan is that members can access their personal information and banking through the internet, on board. But it’s always good to have a backup someone who knows knows, you know maybe how to access their banking having a power of attorney, and also letting their banks know because we’ve had many military members who, commonly what happens we had a young man who did a Pacific Rim type of sail. And his credit card was frozen by the time he got to Guam. And the reason for that was because he had charges in Esquimalt, then he had charges in Hawaii, then he had charges in Guam, and his credit card company thought his card was compromised, so they just froze it on him. You know, they needed to be able to access a phone and call home or call back to Canada to deal with it. So even little things like letting your financial institution know that you’re going to be traveling in multiple countries so that they are aware so that they don’t freeze your. In good faith, they’re doing it to try to protect the person but they may freeze your credit card in particular or debit card.
Jon
I guess, being aware of when things are due or things that might expire. You talk about credit cards. When does your credit card expire?
Sandra
Yeah, exactly. Trying to get a credit card to someone who’s deployed can be, it sounds easy, but it could be a big hassle. A person would want to protect that. So you wouldn’t want to just send it in the mail off to the ship, you’d want to have someone hand deliver it. So there could be a delay. You wouldn’t want to be, you know, a military member in a foreign port, and suddenly you don’t have access to your credit card. That’s no fun. So yeah, it’s sort of knowing like, when is your car insurance due if you’re going to retain your car insurance? Or house insurance? Or property taxes? If you have property. Are you in the midst of selling or acquiring property? You’re selling a motorcycle or you’re selling a car while you’re deployed. Does somebody have the ability to do those sorts of things for you? There’s always you know, military members, you know, particularly single military members, sometimes are worried about leaving financial access to somebody who should I leave it to and who can I trust? And that’s always sort of a question I get from from single members is what you know, who do I trust that hopefully they’d be able to find somebody that they could trust enough to check in on their Shaw bill or their TELUS bill or their mortgage or rent, you know, making sure that their landlord knows they’re going away things like that.
Jon
Yeah, definitely. There’s advantages just to having somebody check in on if they have their own place, making sure everything’s okay. Are there any other bills that come up that people need to be aware of that they might not? Or other things that might have with the financial side?
Sandra
You know, on the financial side, some of the things that military members some military members do is they wait till the end of sort of fiscal year end and then they’ll buy a whole bunch of RSPs or they wait till the end of the year, until they buy their RSP in chunk. Well, if that’s your normal pattern for investing, and now you’re suddenly deployed over that time period, is that pre set up with somebody did you set that up with your bank? You know, with a lot of military members, it’s even having making sure that single members are aware of what their financial rights are, what they can do the different allowances that they’re going to be getting. Are they getting a tax free money? How are they budgeting for that? You know, if there are other things in play, like, if it’s a single member who maybe has a dependent child that they’re paying child support or alimony, making sure that those are not things that you’d want to miss a payment on. So is there somebody who can help with that in case of a miss payment, but most commonly, we’re finding it’s things like if a single member has rented a storage locker, for example, I’m, I’m single, I’m renting an apartment, I’m just going to get rid of my apartment and just put my stuff in storage while I’m deployed. Because I’m it’s more feasible for me. Sometimes what they’ll do is they’re being told they’re deploying for four months, so they’ll only pay four months rent on a storage locker, and then the trip gets extended, and suddenly now you have a storage locker that’s not being paid for. So it’s some of the things that you may not think about as you’re leaving, but prepare for the worst for here for a longer deployment than you’re expecting.
Jon
Expect the unexpected.
Sandra
Expect the unexpected. I mean, even with this fleet, there is the potential for military members to go on deployment. And then for Esquimalt members to then be flown, say to Halifax for the next course in their career. So they may not have prepared for the extension of them being away from Esquimalt. And those are some of the things that sometimes they get tripped up with financially.
Jon
What about income tax? What do people, you still have to do your taxes? Is that how it works?
Sandra
Depends on the type of deployment. So, yes, you still have to do your income tax. Depending on the type of deployment some are eligible to get a letter from their, usually their orderly room. And if you’re on a ship, your ship’s office, and that letter is drafted to allow people to defer their income tax filing until they get home from a major deployment. Also they want to keep in mind if they are getting sort of tax free income that they want to make sure that they don’t spend that money until their deployment is over. Because if their deployment ends, you know, they get sent home for a medical reason or for lots of different reasons. If you’re fortunate enough to be on one of those deployments, that you’re getting sort of tax free income just deposited into your account, and then suddenly you don’t finish the deployment, there is the potential that some of that money may need to be sent back to DND. So with your income taxes, you want to make sure that you either are aware, have somebody who can file for, lots of people file them online, or that you get permission to sort of defer them. It’s usually not a problem. And I’m not a financial expert, but it’s usually not a problem if you if the government owes you money. They don’t mind when you sort of file.
Jon
Yeah.
Sandra
It’s when you owe money that you can incur interest and the government would love your money.
Jon
Give us our money right now.
Sandra
Absolutely. And that sort of settles it can run into trouble. And if you have complicated, you know, income tax filings or you have investments and if you have a child or different beneficiaries of you, maybe you’re looking after an elderly parent and you’d be entitled some disability write offs, then you do want to sort of seek out some, I would say seek out some financial help above and beyond sort of the internet.
Jon
What legal things should people have in place?
Sandra
Absolutely, everybody needs to have a will. So for single members, a lot of the time the DND will is absolutely enough. Simple finances. Everything you know, in case of death is going to mom or dad or one person in particular. So military wills are ok for that. What sometimes people forget about is as you move on, if you want to say you want to leave your car to your brother and you want to leave your TV to your best friend or your roommate or something, as soon as you have to start divvying up your assets, you want to go get a private will and a private will is not paid for by the military. You go get that on your own. Same with a power of attorney, it strongly encouraged that military members get a power of attorney with someone that they trust. They certainly can get a limited power of attorney where somebody has can do their banking for them and pay their bills but couldn’t maybe sell their car on them. So there are ways to do your power of attorney to just give somebody the ability to support you, but not necessarily sell everything while you’re away. And hopefully you can find somebody to that you trust, you know, and also check what the terms are of your rental. If you’re renting a property and you’re choosing to sublet it out. I’ve heard of military members who are renting, who have a PMQ, they’re a single member and a PMQ. They thought, well, I could just rented out to my buddy while I’m away. They’d want to check their rental agreements and see what their rights are, what the landlord’s rights are and what permissions they have.
Jon
Are there any other legal things to take care of before you set off?
Sandra
One of the things that we just had to happen recently was, if you are the holder of a power of attorney for somebody else, and you’re now deploying, you may want to let that person know that you know that longer could act as their …
Jon
Can you sublet power of attorney?
Sandra
You cannot pass on a power of attorney to someone else. So for example, if you’re if you hold the power of attorney for me and you’re suddenly now going to sail, then you need to either in good faith one would think that you’d remind me or I would have to remember. Oh, right. I can’t rely on Jon. Because now Jon’s sailing. And certainly if there are children involved, and there’s some sort of custody agreement, where maybe you take custody of your child every other weekend or a couple times a month, or whatever it may be, how does going on deployment affect that custody agreement? And is there an expectation, you know, we’ve had people in the past who, you know, you missed eight weekends while you were deployed. So now you’re going to make up for those 16 days in one full shot when you get home. So having those sort of conversations and, knowing what your rights are, any sort of legal actions that you’re dealing with and that could be your property or your personal finances, things like that.
Jon
Vehicle. So what do you have to do? You got to at least you’re talking a little bit about vehicle insurance, when is that up for renewal? Is that basically it, just make sure that insurance is up to date?
Sandra
Well, it depends on what you want to do with your vehicle. So some military members will opt to just let their have their car or vehicle, keep its insurance, and they’ll renew it as they need to. But let’s say you’re going away in a six month deployment, and it’s more economical for you to pull the insurance off. And also sometimes when you’re on deployment, you’re entitled to storage insurance, you’re entitled to a car tune up when you get home or a vehicle tune up, I should say, if you’re entitled to those types of things, then you need to put storage insurance on it. Because the military is not going to reimburse you for a vehicle that potentially was driven the entire time you were away. So you’ll want to look at if you’re going to let your insurance lapse Are you going to pull it off to at least put storage insurance on it? And if you’re putting storage insurance on it and you’re entitled to reimbursement of that, you’re probably also entitled to the cost of storing your vehicle. So there are different benefits or reimbursement amounts. So parking it in your friend’s driveway would be a set amount versus putting it in a commercial storage facility. So there are some benefits there not every single deployment, are you entitled to those financial benefits. But if you are, then you want to look into how do you want to manage your vehicles while you’re away?
Jon
I guess the other thing would be driver’s license. How do you know your driver’s license is going to come up for renewal during a deployment? What do you do?
Sandra
So anything that’s going to come up for renewal you’ll want to renew before you go things like your driver’s license, your passport, you’re going to be okay with your medical and dental cards because that will be covered by the military. We’ve had military members whose passports expire while they’re deployed, and it’s not impossible, but it’s very, very, very difficult. And to get that sorted out while you’re still deployed, and your driver’s license you can go in up to again, I’m not an expert, but from my experience, you can go up to six months before your license expires and get it renewed. So that you have a valid driver’s license, because that’s something you certainly don’t want to have lapse and then deal with when you get home.
Jon
That’s a lot of I mean, like, financial, legal, vehicle. Let’s talk about friends and family. What information do you need to share with friends and family?
Sandra
For Esquimalt, you’re going on a typical ship deployment, you’ll want to make sure that your family knows simple. It may sound so simple, but do they know the name of the ship? Do they know the name of the mission? If it isn’t named mission. Do they know approximately where you’re going and how long you’d be gone for? Do they know how to get ahold of the MFRC so if they have concerns or they see something on the news, they can get a hold of us and we can help to sort of, you know, inform them of what’s going on. And one of the biggest things for single members, the number one service people come into the MFRC for is to drop off mail. So people want to drop off their morale mail and they want to get those free parcels sent to the ship. Everybody loves mail. Military members love mail. Loved ones and family members love putting them together. So regardless of where your family lives in Canada, they can drop it off at their base or their MFRC or they can contact the Esquimalt MFRC and we can help them sort out where a good drop off point would be if they’re not in, you know, the general area.
Jon
Name some places for smaller communities.
Sandra
So we have relationships with RCMP detachments, we have relationships with recruiting centres, absolutely reserve units. So those are the three top ones that all lean into, it’s helpful for us to know in advance so we wouldn’t want a family member just showing up at the recruiting center in Moncton, New Brunswick without us calling in advance. So we always like to do a warm courtesy call to that centre, or that drop off point just to make sure we know what their hours are. And also a lot of these places may only receive one or two parcels a year so they not may not be fully up on customs forms, how to fill them out what the requirements are and the longevity, how long it takes to get a parcel to Esquimalt. So we like to sort of give those smaller sort of outreach areas, a little bit of a heads up if we’re going to have someone coming in the door.
Jon
So what would you recommend in terms of communication, and dealing with friends and family? I remember when I was young, communication maybe a little bit of a challenge. Even when I’m older, I might be a little bit of a challenge, man, I’m just a guy and as are those all guys do just are we’re a little bit of a nut to crack.
Sandra
I think our friends and family have a different expectation of communication than we may have as the person who is living here. Deployment aside, right? Everybody has their own sort of tempo and how often they communicate back and forth. But typically what will happen is the military member will deploy and suddenly I’m being contacted by family members to say, oh, I haven’t heard from them in three days or I haven’t heard from them in five days and I’m getting concerned. So my first question back, is always, well, how often do you hear that from them when they’re not sailing? Oh, like once every month or once every six weeks? Well, just because they’re deployed doesn’t mean suddenly, the military member has all this extra time to send out emails and phone calls and things. Now the military is trying to get better with accessing wifi on board. So the hope is they could do FaceTime. And they could do Skype. And they can use sort of Facebook Messenger and those types of things. But again, it’s more what the realistic expectation is, these military members are at work. They’re working in the place that they live, and then they’re also having to do, they’re doing a shift work. So my recommendation to the single member before they deploy, is to talk to their friends and family about what the expectations are going to be. It’s not like when they’re at home and they’re working their day job. And they’re home every day at four or five o’clock and then they’re sort of available for the evening to be texting or emailing or phoning. When you’re on a ship or even a land based deployment. It’s a bit 24-7, you are in shift work, you’re also surrounded by lots of people. So you may not be comfortable doing a FaceTime or a Skype type of conversation, you know, in the main cafeteria, the main flats of the ship, and also that the internet is going to go up and down depending on satellites, depending on bandwidth depending on operational needs of the ship. So there’s a more variety right now of how people can communicate with their loved ones back home. But there still needs to be that conversation around expectations. And for the family members, people love to get emails, people love to get notes and love get care parcels. So don’t be surprised if the communication is certainly going to be much more coming from home to the military member versus their response. And if you have concerns about that, I would contact your local MFRC or I would, there are other resources if you’re concerned about the messaging that’s coming across but you know, in the end of the day, you have to remember that these military members are living and and working all in the same space. So if they’re working for a four hour shift, and then they have a four hour window to do their laundry, have a shower, get some food and rest before their next shift. You know, an email home or a Skype home, a Skype call home may not be a feasible thing for them.
Jon
And if you’re a single military member, you might have kids that could mean furry kids or non furry ones. I’m thinking cats, dogs, if you are leaving your pet with someone, what do you have to think about there?
Sandra
For the fur baby parents. One, we want to make sure that you’re finding somewhere that you’re comfortable leaving your animal so it’s great if you can find a friend or family or a neighbour, someone who’s going to actually care for your animal in a way that you would hope that your animal deserves. There are local pet sitters, there are local kennels and things like that but for a long deployment, one would hope that you can find someone that you’re comfortable with. And then that person is willing to communicate back and forth with you. Like, we have some single members deployed right now who are, you know, the parents of four legged fur baby, they get pictures sent to them, like what their animals are up to, if their animals get taken to the local lake, they’re being sent photos so that they know their animals are happy and healthy. I know of military members who do Skype with their animals and the animals like to hear our voices as well. Right. So you know, that opportunities there, especially when they get into port, they can get a more reliable wifi source, but for your animals, we want to make sure that, you know, we don’t want people to have to give up their animals when they deploy. We don’t want you to have to surrender your animal to the local SPCA.
Jon
And whoever you’re sending it your animal to, I guess they just need all the pertinent information about your animal right.
Sandra
Yeah, and there could be you know, an expectation of if your animal got sick, are you willing, you know, have you talked about how much you’re willing to put aside financially for that? Is there special food for your animal that’s going to cost a bit of extra money. What other items financially are going to be needed for that animal while you’re away? And have you communicated that with the person so that there’s not misconception about what level of care your animals going to get? And also, there’s no undue burden left on the person who’s caring for your animal financially.
Jon
If you have non furry kids, just regular kids, sorry, was that like bad? So if you’re leaving your child with someone, what are a few things to consider there?
Sandra
So it all depends on the ages of the children, but certainly your child is entitled to services at the MFRC, even if the person you’re leaving your child with is not, you know, maybe you’re not in a relationship with that person anymore. Maybe it’s an ex partner. Your children are still entitled to services by the MFRC. They’re entitled to respite care, they’re entitled to workshops.
Jon
And this includes, if you’re leaving it with a parent.
Sandra
Absolutely. So we have a couple of grandparents right now that we see on a regular basis. One of them is a set of grandparents of a single member. And she’s deployed right now. And her child comes in for all sorts of different things. And one is a dual service couple so their children come in, both members are deployed. So yeah, it’s quite common to have aunts, uncles, grandma, grandpa, the ones looking after your child. And we want all your family members to feel welcome, and that they can get some support. But also to get a break. And to let I have watched the children’s workshops that we’ve had for years and years. And one of the most powerful things I find with children is for them to meet other children going through the same thing. And so they may not have any knowledge of anybody else in their school or in their daycare or in their day-to-day life. That’s actually having a military parent that’s away. So we want to give that opportunity to your child to meet other children dealing with a mom or a dad who are gone away for a little bit.
Jon
And one great little tool that we’ve developed here is the emergency family plan. And it’s a great way just to list all the pertinent information regarding people in your little family system. So it could be pets, children, dependent adults, whatever it might be, if you do have a partner or spouse, you can put them in there. So emergency contacts, all going in there. So I know when it comes to kids just that’s a great way to have a lot of important that there’s childcare information, school information so that everyone knows where to turn. But I guess yeah, if you’re going to leave, you need to whoever you’re leaving your child with, you also need to have a little bit of a backup plan as well for your child.
Sandra
Yeah, so the way I sort of say to military members is you need to have a working plan. It’s great to put down all these people who maybe live back east but how realistic is that but you know, grandma could fly in a moment’s notice to support your child or the caregiver of your child or take over the caregiving of your child if the plan sort of starts to erode a little bit. And the other piece in that new emergency family plan is we’ve allowed a space for someone who may be is the the overall manager of the plan. So I may not be the person doing the one-on-one care with a child or with an animal. You know, maybe Jon is the person that’s watching your child for you. But if Jon has an emergency, I’m the one called to have two or three other names at my disposal that I can then bring into the fold and try to piece together a plan. Our hope is really to help military members deploy and stay deployed. Yes, there are occurrences when military members are going to have to be sent home for different reasons. But we want to try to help single members plan for any of those occurrences and at least think about them before they deploy. Maybe they have an elderly parent. Maybe they have a grandparent aunts and uncles people who are dealing with different health issues. They want to have those conversations with their family members about when would they want to be notified at what level. And what seriousness of someone’s health declining, for example, and also to have a bit of reassurance for the military member. I myself, for example, I care for an elderly parent, knowing that I have multiple people in my community who could help look after my mom, if something were to happen to me, or to one of the people looking after her, helps me when I do go away to a conference or I have to go on a trip somewhere that I have a plan in place. You know, the hope is that the member has some reassurance and some confidence that they can go out the door and get their deployment and their training done so that they can come back.
Jon
Is there anything else you’d mentioned for single members?
Sandra
So I would recommend single members check out and their family check out the MFRC deployment app. What they do when they log into their deployment app is they set up a profile based on who they are. So if they’re a single member without children, deploying for the next five months, that’s what they sort of the parameters they setup. That way, when it comes up, when fully loaded, their checklist would not include anything around childcare, their checklist would include anything about animals unless they indicate they have an animal. Their checklist will also look much different than the parent of a single member or any of their peers who maybe are not single and have different types of relationships going on. So the idea behind the app is to create an electronic source for some of the information we talked about today. Because one of the resounding feedback we got from single members was that they wanted less paper and more electronic resources. So the app is sort of the answer to that. So all of the checklist, things like how to set up your, what to think about financially, what to think about budget, what to think about your setting up your home and your stuff. All those checklists are now accessible on your mobile device. For your loved ones, I’d encourage them to do the same thing because one of the nicest features is if your loved ones live outside Greater Victoria The app on the homepage will direct them to their closest MFRC. So they then have the information of where they can maybe drop off a parcel or if they need a bit of extra support in supporting a military member in this military lifestyle. Doesn’t necessarily have to be around deployment. It can be a challenge for a mom or a dad to have their 19 year old go to off to basic training and then suddenly be shipped across the country. That’s an adjustment for the entire family there are resources for anybody connected to a military members single or different.
Jon
So thank you very much for coming Sandra talking about single members and deployment.
Sandra
You are very welcome.
Jon
When I started this episode, I was going to be our shortest episode ever. I think it very well might be our longest. Check out the deployment app by searching MFRC deployment wherever you get your apps. Customize your experience. Download it today.
Extro
Thank you for listening to this episode of The Military Lifestyle. To learn more about this episode, and to check out our other resources, like the deployment app, go to EsquimaltMFRC.com. A special thanks to True Patriot Love Foundation for funding season one of this podcast and to Organized Sound Productions for bringing our idea to life. Please share this podcast with your military family or with someone living the lifestyle. Subscribe to The Military Lifestyle on your favorite podcast app. Your support is greatly appreciated. Thank you for listening.




